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Why Work with a Mortgage Broker?

When it comes to getting a mortgage in Canada, you have two main options: you can go directly to your bank, or you can work with a mortgage broker. While heading to your bank might seem like the easiest choice, working with a mortgage broker can often be the smarter option. Let’s break down why

Self-Employed Mortgages: What You Need to Know

Being self-employed  has its perks—flexibility, independence, and the potential for high earnings. But when it comes to getting a mortgage, things can be a bit more complicated. If you’re thinking about buying a home or refinancing your current one and you’re self-employed, this guide is for you. I’ll walk you through the basics of self-employed

Getting a Mortgage with Bruised Credit: How I Can Help You

Having a good credit score makes getting a mortgage easier, but what if your credit isn’t perfect? If you have “bruised credit”—meaning your credit score is lower due to past financial challenges—you might worry thatgetting a mortgage is out of reach. The good news is, even with bruised credit, you still have options. As an

Understanding Reverse Mortgages: A Simple Guide

If you’re a homeowner and you’re over the age of 55, you might have heard about reverse mortgages. But what exactly are they, and are they right for you? Let’s break down the basics in a way that’s easy to understand. What Is a Reverse Mortgage? A reverse mortgage is a special type of loan

Spousal Buyout Mortgages: What You Need to Know

Going through a separation or divorce can be a challenging time, and one of the biggest decisions you may face is what to do with your shared home. If one spouse wants to keep the house, a spousal buyout mortgage can be a helpful solution. This type of mortgage allows one spouse to buy out

How Does a Purchase Plus Improvement Mortgage Work

If you’re looking to buy a home that needs some work, a Purchase Plus Improvement Mortgage might be a great option for you. This type of mortgage allows you to borrow extra money to make renovations or improvements to your new home. It’s perfect for those who find a home they love, but maybe it